Lombard Platinum Program

Make it simple. Make it personal.

More and more clients of Wellington West Capital Inc. are choosing the simplicity of the Lombard Account, accessing the flexibility of full-service brokerage for a single asset-based fee. With the Lombard Account, individual trade commission are a thing of the past. Investment Advisors are compensated on the overall value of the portfolio.

The Lombard Platinum Program goes one step further. In addition to the investment solutions and services offered by your Investment Advisor, clients choosing the Lombard Platinum Program gain access to a full array of personal banking services offered through National Bank of Canada’s Partnership Branch. Choose the services that work for you: a chequing account, All-In-One Banking™, personal line of credit, RRSP Loan, platinum MasterCard and more.¹

Key Features of the Lombard Platinum Program Include:

Expert advice and counsel from your Wellington West Investment Advisor
Access to a wide selection of investment products and solutions
Ability to accommodate an entire household of accounts²
Detailed account statements and online access to account updates
A specified number of free trades per year. As your assets grow, so does the number of free trades³
Monthly or quarterly asset-based fee
Fees are calculated based on daily market valuations
Fees used to pay for the management of non-registered investments may be tax deductible⁴
Waived administration fees for banking (Only applicable to chequing account and debit card)
Convenient banking features including:

Product	Description
Chequing account	Allows you to carry out your day-to-day transactions with the convenience of around-the-clock banking via Internet, telephone and Interac® direct payments
All-In-One™ ¹	A comprehensive solution that integrates the features of a mortgage, a line of credit, a transaction account, a higher rate of return on your accounts with a credit balance and a source of money that can be used for investment purposes⁵
Line of credit^¹	Designed to provide flexible access to funds
RRSP loan ¹	Allows you to borrow money for the purchase of registered investment products
Platinum MasterCard ¹	Featuring a rewards program and various insurance options

¹ Credit and financing products are subject to National Bank of Canada’s credit approval.
² Minimum account balance of $100,000 per household.
³ There are a maximum number of trades allowed each year where there are no transaction charges, based on the value of your account. Trades are offered on a pro-rated annualized basis.
⁴Clients are advised to seek advice regarding their particular circumstances from their personal tax and legal advisors.
⁵ Accounts with debit and credit balances are not set off against each other. Credit interest is calculated using the interest rate applicable in a tiered rate structure. Interest rates are subject to change without notice. For example, if the total credit balance is $10,000, the first $5,000 will not bear interest. The following $5,000 will carry interest at 2.40%.
™ National Bank All-In-One Banking is a trademark of National Bank of Canada. Banking products are provided by National Bank of Canada Partnership Branch through a relationship with Wellington West Capital Inc. Applicable banking products are covered by CDIC through National Bank of Canada.